Featured Carriers
Medicare Made Simple
Serving Western North Carolina
Our insurance needs change as we age, however the complexity doesn’t. Blue Ridge Life + Medicare focuses on the insurance solutions that seniors need. From Medicare to Long Term Care to Final Expense Plans, it’s what we do, and we do it well.
Let us help with your needs. We are independent so we represent many carriers to find the best solution for your situation!
Products
Medicare Advantage
Sometimes referred to as Medicare Part C or MA Plans, Medicare Advantage Plans offer an all-in-one substitute to Original Medicare. These plans, offered by a private company, include Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance).
Medicare Supplements
Medicare Supplement Insurance, also called “Medigap” Insurance, is a private insurance policy that can help offset some of the healthcare costs that Medicare doesn't - including out-of-pocket expenses such as copayments, coinsurance, and deductibles.
Prescription Drug Plans
Medicare Part D is a federal program administered through private insurance companies to help offset the costs of prescription drugs. You can choose to enroll in a stand-alone Prescription Drug Plan or a Medicare Advantage Prescription Drug Plan.
Life
Insurance
Life insurance is an agreement between you and an insurance provider that, in exchange for your monthly premium, the insurer will pay a sum of money to your loved ones in the event of your death. These plans can be used to cover final expenses, pay estate taxes, leave behind an inheritance and more.
Long Term Care
Long-term care insurance policies reimburse policyholders a daily amount (up to a pre-selected limit) for services to assist them with activities of daily living such as bathing, dressing, or eating. These plans offer a wide range of care options and benefits that allow you to customize your coverage to fit your needs.
Annuities
These are conservative tax-deferred contracts. They offer safety of principal, accessibility, guaranteed compounded rate of return, penalty free withdrawals, provide a lifetime income you cannot outlive, bypass probate and lock in interest.
Final Expense
Final Expense Insurance, sometimes called burial insurance, is designed to cover the bills that your loved ones will face after your death. These costs will include medical bills and funeral expenses. Given that today’s funerals cost $7,000+, final expense insurance ensures your loved ones will be financially supported during a difficult time.
Dental & Vision
While health insurance can cover costs of a broken leg or a viral infection, a root canal or contact lens fittings have to be covered by dental and vision insurance. Dental and Vision Insurance offset some of the costs associated with dental and eye care.
Contact
828-432-7719
Serving North Carolina counties Caldwell, Catawba, Burke, Wilkes, Alexander, McDowell, and Watauga.
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Blue Ridge Life + Medicare is an independent authorized agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC). The content contained in this site is maintained by Blue Ridge Life + Medicare. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association.
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